Pertain now let’s talk about a quick loan from your own mobile phone!

Professionals

• Punctual
• Simple
• Safe
• Anytime, anyplace

• No software costs
• No security
• Zero guarantors
• Zero wahala!

Regarding the Us

Fido Small Credit (FIDO) was a lender based in Accra, Ghana and signed up by the Financial from Ghana. FIDO brings fast and easy short-term fund, entitled FIDO Loans. Our very own customers can use having an excellent FIDO Financing straight from its own mobile device and discovered a card choice within seconds. The loan can be obtained so you https://nationaltitleloan.net/title-loans-pa/ can painters, micro enterpreneus and you will SMEs to enhance its people. Simply a single-big date confirmation of ID and mobile currency account becomes necessary in advance of disbursement of money. No collateral otherwise guarantors are needed.

Faq’s

Are FIDO subscribed to incorporate financing from inside the Ghana? Yes. FIDO was licensed of the Bank regarding Ghana to include money. What are the charges to make use of Fido? There are not any Initial Charge for making use of new FIDO cellular software otherwise making an application for a FIDO Financing. We fees a processing payment which will be revealed for the consumer just before acknowledging financing, and tend to be paid back just when you get your currency, in the event your mortgage is born having cost. So what can I personally use the fresh FIDO Financing to possess? People can use new loans to grow their smaller businesses. Loans really should not be utilized for illegal circumstances What are the qualification conditions? So you can qualify for good FIDO Loan, you need a legitimate ID and you can Mobile Money.

• ID Kind of: License, NHIA Membership, Voter ID, Federal ID otherwise Passport
• Cellular Money account: MTN Mobile Money or AirtelTigo Money registered in your title for about a couple months.

You should be a citizen into the Ghana more 18 years of decades. How much cash ‘s the rate of interest? The interest prices for new customers start within fourteen% getting a month, the interest number is actually showed about software before you apply. Going back customers that have a great reputation of using their financing which have Fido on time get better rate of interest to your future finance, a minimal interest rate try 8% to have 1 month. Just how long can it take to approve my personal demand? In one second just after submission, a credit decision would-be found towards display screen.

FIDO software evaluates for each and every loan application and you can set-aside the authority to refuse specific software. The decision can not be stopped and now we can just only recommend your to use again immediately following 2 weeks. My personal demand is actually recognized. Exactly what do I want to create second? Please understand carefully brand new rules exhibited regarding app in the event that loan has been accepted. The latest tips will sometimes reveal so you’re able to approve the loan arrangement in software to-do the procedure, or head to a department to have handling. Excite understand the Contact section to have starting instances and you will guidelines in order to our branch. Where and when tend to my FIDO Financing be distributed? Once completely finishing the method, the borrowed funds are paid out instantaneously. We shall let you know from the Texts of your transfer. How am i going to pay the fresh new FIDO Financing? If the mortgage gets owed, you will need to import the bucks from the purse after the techniques below. To expend with cash, you can travel to one Zenith lender part and you will deposit so you can FIDO’s account. Remember to always use the consumer ID to have payment. What goes on if i cannot repay this new FIDO Mortgage into-date? Delight contact us that have any circumstances regarding the new cost from the FIDO Financing. Customers might possibly be charged most punishment to possess late money. Fido reserves the ability to take one suit to recover outstanding expenses and report unpaid borrowers to the compatible providers and you can/otherwise government. What is the min/maximum loan amount? First time individuals meet the criteria to have a total of 200 GHC to-be repaid contained in this ten to help you 33 weeks. The borrowed funds term need to be picked regarding application whenever applying.

Spending your loan on time will bring you increased matter and you will shorter interest because you climb new steps up to good limit away from a lot of GHS.